Slowly, reality bit me inch by inch.  Bills arrived monthly and I know if I don’t organize my expenses, I would be in a whole lot of trouble.  My mom would always say “Every little penny counts!”  “You cannot make whole a hundred peso without this 50 cent!” 

I am very thankful for my mom’s wise financial advices.  My mom is quite a smart spender!  When we go to grocery stores, she would get products that offer extra freebies!  She would also use her card instead of cash to pay for groceries because she gets rewards in return.  This was years ago and slowly I’m becoming like her.

I live alone and I am fully in-charge of my expenses. Like mom, I spend wisely! I also told her about this new card that could do more wonders than what she is using. It’s the EastWest EveryDay MasterCard and so far, it has one of the best features I’ve ever heard from a credit card! My mom loves spending for clothes, shoes, bags and make-up too. Spending for the things that make her happy in life could make her even happier! I told her to read my blog about EastWest EveryDay MasterCard and you should too! 

If you use EastWest EveryDay MasterCard like I do, every little purchase on my non-essential items count!  Non-essentials include make-up, clothes, shoes, travel tickets and hotel bookings.  If my non-essential spending add up to P10,000, in turn – I would get a 5% cash rebate on my essential expenses like supermarket, gas and drugstore purchases.

Every month, I get to spend at least P10,000 for my “flair” lifestyle.  My mom would approve of this card’s concept because when I need to gas up for up to P5,000 every month, I get to save P250 (5%) right back!  P250 can already buy me a 1 hour body massage at my favorite spa place.  A treat I well deserve for working hard to earn my money!

My mom hates wasting money and now I know how hard it is to earn a penny.  She picks up every little penny she sees in my car and says “5 pesos can buy you tissue from the vendo.”  So every time there is an opportunity for you to save, grab it!  You can save up 5% depending on your spending.  You can check out my other blog post for a sample breakdown on how this thing works.

Or, you can also simply go to EastWest’s official website to learn about how this works and to apply for your own EastWest Everyday MasterCard now!

I love New Year as this is really the time that I get to shop for myself as my Christmas shopping is dedicated to buying gifts for my family and friends. It’s been my ritual to start the year looking for great value finds for ME. So far, I got an awesome deal of 25% discount on my new digital camera and was able to buy imported make-ups and lotions at 50% off!

Just when I thought my finds couldn’t get better, I saw this big ad for Free P2,000 worth of Nike apparel with a new EastWest Bank credit card while shopping in the mall. I got so excited as I’m planning to buy new running shoes that I can use for jogging to shave off pounds I gained over the holidays. I quickly checked their website and applied online! Can’t wait to get my card and buy my NIKE shoes thanks to my new EastWest bank credit card. Mhuahh to New Year and great deals!

Hurry, you can still catch this free P2,000 worth of Nike Park apparel promo of EastWest Bank Credit Card if you apply through their website on or before Feb 15.

Free P2,000 worth of Nike Park apparel

Check out more info about the EastWest Bank promo with Nike Park Apparel here:

http://eastwestbanker.com/info/promo_nikepark

I usually make the most out of the free stuff I can get and while most department stores are still on New Year’s SALE right now, I say take advantage of all the sale items including Nike Park apparel and use the free P2,000 worth of Nike Park gear with your EastWest Bank Credit Card.

Most people are now into getting fit and have different ways to shape up. I already signed up for a few races for the New Year… join ME! Also, people rush to the gym on the first month of the year because everyone is trying to stay faithful to their New Year’s resolution. It’s time to shop for new clothes, new gadgets and gym/sports apparel.

It’s time to invest wisely in your goals for the next year. As for me, getting my body fit, taking care of my skin and health and shopping for the stuff that makes me look good are on top of my list for myself. I am also planning to upgrade my Nikon D40 DSLR for my photography.

What are your priorities for the next year? Ever thought about your New Year’s resolution yet? Share them with me on the comments below.

*This is a sponsored post for EastWest bank.